EMD (Earnest Money Deposit)
EMD Funding Introductions for Wholesalers and Investors
Need to post earnest money quickly to lock up a deal? We connect wholesalers and investors with independent EMD funding sources. We don’t lend money ourselves. The funding source sets all terms and works with you directly.
At a Glance
- Short-term earnest money deposit funding from an independent source, subject to its approval
- Amount, timeline and fee are quoted by the funding source for each deal
- For investment properties
- One introduction from us, then you work directly with the funding source
What EMD funding sources typically look for
- A signed purchase contract on an investment property
- Time left in your inspection or due-diligence period
- An earnest money deposit that’s refundable under the contract
- A title or escrow company holding the deposit
Requirements are set by each funding source and confirmed per deal.
What happens next
- Submit your deal (about 3 minutes). No documents needed to start. A signed purchase contract is needed before funding.
- We review the basics, usually within 1 business day.
- If it fits, we send one introduction email to you and an independent EMD funding source.
- The funding source quotes terms, provides its own documents, and works with your title or escrow company.
For End Buyers, Too.
Buying an investment property and need the deposit without tying up your own cash? We can introduce you to an independent EMD funding source as well.
What Is EMD Funding?
EMD funding is short-term money that covers the earnest money deposit when you put a property under contract, so you don’t have to tie up your own cash. It’s provided by private funding sources, not by AL Innovative Services. We introduce you to an independent source that provides it.
Who It's For
- Wholesalers who’ve found a good deal and need to post earnest money quickly to lock it in.
- End buyers and investors buying investment properties who’d rather keep their own cash free.
EMD funding sources typically work with investment properties only, not owner-occupied homes.
How It Works, Step by Step
- Submit your deal and choose “EMD funding” on the form.
- Get introduced to an independent EMD funding source, if the deal fits.
- Work with the funding source directly on the amount, timeline, fee and documents.
- The deposit is handled through your title or escrow company, as the funding source requires.
Cost
Each funding source sets its own pricing and quotes it before you commit. AL Innovative Services doesn’t set, quote or collect any funding fees.
Why Go Through Us
One short form and one introduction, instead of hunting for an EMD funder while your inspection clock runs. We’re clear about our role: we make the introduction, and the funding source does the funding.
AL Innovative Services LLC is not a lender. We introduce investors to independent funding partners, who make all funding decisions. Funding is for business entities and investment properties only, not owner-occupied homes, and nothing on this site is a commitment to fund.
Frequently Asked Questions
What is EMD funding?
Short-term funding that covers the earnest money deposit when you put a property under contract, so you can secure the deal without using your own cash.
Do you provide the EMD funding?
No. AL Innovative Services isn’t a lender. We introduce you to an independent EMD funding source, which provides the funding and sets all terms.
How much does EMD funding cost?
Each funding source sets its own pricing and quotes it for your deal before you commit. We don’t set or collect any funding fees.
What do I need before submitting?
A signed purchase contract on an investment property, time left in your inspection period, and a deposit that’s refundable under the contract. The funding source confirms its exact requirements.
Can I get EMD funding for a home I’ll live in?
EMD funding sources typically work with investment properties only, not owner-occupied homes.