EMD Funding for End Buyers
We provide fast and reliable EMD funding for qualified end buyers purchasing investment properties. Our earnest money deposit lender services are designed for real estate investors who need short-term gap funding to secure their next deal without using their own cash.
Funding Details
Fundable Amount: Up to $100,000
Timeline: Up to 60 days (extensions available)
Upfront Fee / Return:
Flat 5% non-refundable fee for every 30 days
1–30 days = 5% upfront
31–60 days = 10% upfront (maximum)
Minimum return: $1,500
Before Requesting Funding
Please ensure:
1. The EMD is refundable in your purchase contract.
2. A Mutual Release Agreement between buyer and seller is (or will be) signed.
(This can be done before or after requesting funding but MUST be completed to proceed.)
After Requesting Funding
1. EMD Loan Agreement is signed.
2. Non-refundable upfront fee is paid.
3. Disbursement Agreement is signed by the title company.
Important: We do nOT fund EMDs for properties that will be owner-occupied.
Our funding is exclusively for investment properties.
